Opening a bank account is one of the first things youneed to do when you arrive in the United States. Butmost banks ask for a Social Security Number — whichmany new immigrants don’t have yet. The good news: several U.S. banks and online financialinstitutions accept an ITIN, a passport, or otherforeign identification to open an…

If you don’t have a Social Security Number, an ITIN(Individual Taxpayer Identification Number) is yourkey to building credit in the United States. Millionsof immigrants have used an ITIN to open bank accounts,get credit cards, and establish a strong U.S. creditprofile from scratch. Here is exactly how to do it. What is an ITIN? An ITIN…

Moving to the United States is exciting — but building credit from scratch without a Social Security Number (SSN) can feel impossible. The good news: you don’t need an SSN to get your first credit card in America. In this guide, we cover the best credit cards for immigrants in 2026 that accept an ITIN…